Help women secure financial freedom with tailored investment strategies
Learn more about strategies for a secure retirement
Retirement planning strategies for every woman’s financial journey
At Equitable, we meet your clients where they are and help you take them where they want to go. Whether your clients are just getting started on retirement planning or are looking to optimize their current strategies, we provide information and insights for every life stage.
Starting out and taking control
Ages 35 and under
A good start can put your clients on the path to financial freedom. Women at this life stage are looking for education and support so they can build their financial knowledge and feel confident about retirement planning.-
Resources: Starting out and taking control
Building and balancing
35-52 years old
Life can be full of change, especially during this life stage. From managing college debts to paying family expenses, these women are often seeking to increase their financial literacy and strengthen their retirement planning for a secure future.
Preparing for retirement
53-64 years old
With retirement on the horizon, managing financial expenses in preparation for their next chapter is a priority. As women prepare for retirement, this life stage brings more focus on retirement planning and protection options, including annuities, workplace retirement plans and life insurance.
Enjoying their next chapter
65-79 years old
As they enter retirement, women at this life stage want to ensure their finances are settled and optimized so they have the resources they need to enjoy financial freedom.
-
Resources: Enjoying their next chapter
Planning their legacy
78+ years old
Now that they’re well into their retirement years, women at this life stage are open to thoughtful conversations about their life’s legacy and how they can protect their loved ones.
-
Resources: Planning their legacy
Women, money & relationships
Significant research has been conducted on women and their finances. We expanded on this by researching women and their money through the lens of their relationship status. This research focuses on how women manage their finances and, more specifically, how changes in women's relationships throughout their lives has a substantial impact on their relationship with money. It also provides insights on how working with a financial professional may ultimately lead to healthier financial behaviors and outcomes.
Taking the reins
While women are more likely than ever to be managing their own financial lives, they face a unique set of challenges. But by getting engaged and educated, they can build confidence and competence—and ultimately create stronger, more secure futures. Connie Weaver discusses the importance of women and investing by sharing insights.
Financial planning for women: Did you know?
$30 trillion in household assets are expected to shift into the hands of women in the next decade.
Plans can change and flexibility may be needed
80% of women prefer making the financial decisions themselves versus deferring to a decision-making partner.
Women are saving more for retirement
70% of widowed women switch their financial advisor within a year of their spouse’s death.
Widows: Seven ways a financial professional can help plan for a secure retirementFrom annuities and life insurance to workplace retirement plans, we provide innovative products, services and strategies that help empower your clients
Individual retirement planning strategies
Retirement planning helps your clients make the most of what they have so they can reach financial freedom. Our variable annuities offer innovative growth opportunities and income protection options to help you put your clients on the road to financial freedom.
Workplace retirement plans
Workplace retirement plans can be a smart and effective way for independent women to build wealth now so they have the income they need in retirement. We offer innovative 401(k), 403(b), 457(b) and 401(a) options for group retirement planning.
Life insurance
Life insurance can be a smart addition to financial planning for women, and can give women the flexibility to supplement their retirement income, pay long-term care costs and leave a legacy for loved ones.
Fundamentals of life insurance
Employee benefits
One of the easiest ways women can protect their families, assets and health is to enroll in employee benefits through their employers. Our Powerfully SimpleSM benefits offer comprehensive options to help your clients save on routine costs and unexpected expenses.
More helpful resources for you and your clients
Help women achieve financial freedom: host a seminar
Strategies for women seeking a secure retirement
This presentation highlights the unique circumstances faced by women during their retirement planning. Use the customizable invitation to schedule seminars that help empower fearless women so they can navigate their paths to financial freedom.
Want to learn more about empowering women to take control of their financial futures or how Equitable can help grow your business?
Contact us today
Life Insurance Sales Desk
Monday-Thursday, 8:30 a.m.-7 p.m. ET
Friday, 8:30 a.m.-5 p.m. ET
Workplace Retirement Sales Desk
Monday-Friday, 8 a.m.-7 p.m. ET
Option 1 - 401(k) | Option 3 - 403(b) | Option 6 - 457(b)
Important information
1 Morgan Stanley: Women, Wealth, and Investing – A Story of Evolution, 2022.
With regard to variable annuities, clients should carefully consider their investment objectives and the charges, risks and expenses, as stipulated in the prospectus, before investing. For a prospectus containing this and other information, a financial professional can call the Sales Desk at (888) 517-9900. Please have clients read it carefully before investing or sending money.
A variable annuity is a long-term financial product designed for retirement purposes. In essence, annuities are contractual agreements in which payment(s) are made to an insurance company, which agrees to pay out an income or a lump-sum amount at a later date. There are fees and charges associated with a variable annuity contract, which include, but are not limited to, operations charges, sales and withdrawal charges, administrative fees and additional charges for optional benefits. Withdrawals are subject to ordinary income tax treatment and, if taken prior to age 59½, may be subject to an additional 10% federal income tax penalty. Variable annuities are subject to investment risks, including the possible loss of principal invested.
Guarantees are based on the claims-paying ability of the issuing life insurance company.
If clients are purchasing an annuity contract to fund an IRA or employer-sponsored retirement plan, they should understand that such annuities do not provide tax deferral benefits beyond those already provided by the Internal Revenue Code.
Variable annuities and life insurance are issued by Equitable Financial Life Insurance Company (Equitable Financial) (NY, NY) and, depending on the particular contract and its distributor, by Equitable Financial Life Insurance of America (Equitable America), an AZ stock company. Co-distributed by affiliates Equitable Distributors, LLC and Equitable Advisors, LLC (member FINRA, SIPC) (Equitable Financial Advisors in MI & TN).
Variable annuities and life insurance are issued by Equitable Financial Life Insurance Company (Equitable Financial) (NY, NY) and, depending on the particular contract and its distributor, by Equitable Financial Life Insurance of America (Equitable America), an AZ stock company. Co-distributed by affiliates Equitable Distributors, LLC and Equitable Advisors, LLC (member FINRA, SIPC) (Equitable Financial Advisors in MI & TN). Equitable Financial, Equitable America and their affiliates do not provide tax or legal advice or services. Clients should consult with their own professional tax and legal advisors regarding their particular circumstances.
“Equitable” refers here to Equitable Financial Life Insurance Company and to Equitable Financial Life Insurance of America, issuers of variable annuity products. Overall, Equitable is the brand name of the retirement and protection subsidiaries of Equitable Holdings, Inc., including Equitable Financial, Equitable America, and Equitable Distributors, LLC. The obligations of Equitable Financial Life Insurance Company and Equitable Financial Life Insurance Company of America are backed solely by their own claims-paying abilities.
