Starting Out
Begin saving for the retirement you want
Get key information to help you start saving effectively for retirement. Learn about topics such as how much you may need to retire, balancing risk vs. reward and how to make the most of your retirement plan so you can look forward to a more comfortable future. Discover what others like you are doing to prepare for retirement. Watch videos and read articles to help you get started saving today.
Why save early
Ready to take the next step?
Interested in becoming an Equitable client?
Enroll in an Equitable Financial 403(b) plan and find your local Equitable Advisors Financial Professional.
Current Equitable client?
Learn the most important word in investing, and how it can help you save even more money than you thought, just by starting early.
How much do you need to save?
You know you need to save for retirement, but the question is “how much do you need to save?” Not sure where to start? These quick questions will help.
Why time is your ally
When it comes to saving for retirement, the sooner you start, the better off you’ll be. Learn how compounding works and why it’s so beneficial to you as you save for the future.
When will you pay taxes? Roth vs. pretax
When it comes to your retirement savings, you can either pay taxes now or you can pay taxes later. Learn about your options and how they work.
How your employer can help you grow your retirement savings
Your employer may be willing to contribute to your retirement account by matching part of your contributions. Learn what that can mean to you.
7 types of mutual funds you need to understand
To invest wisely, you need to understand what you’re investing in. Learn about seven types of mutual funds you might see in your retirement plan.
Your retirement plan's secret weapon
Learn how an important feature of your retirement plan can help you keep more money in your pocket and save for a more comfortable future at the same time.
The pros and cons of borrowing from yourself
If you absolutely need to take a loan, you may be able to borrow from your retirement savings account. Learn the advantages and disadvantages of doing that.
3 ways to 1 million dollars
How Laura, Kim, and Alan ended up with $1 million at age 65.
Make sure a pension gap doesn't impact your future vision.
Equitable believes that education is a key step toward addressing your financial goals, and this discussion serves simply as an informational and educational resource. It does not constitute investment advice, nor does it make a direct or indirect recommendation of any particular product or of the appropriateness of any particular investment-related option. Your unique needs, goals and circumstances require the individualized attention of your financial professional. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Equitable Advisors financial professionals offer securities through Equitable Advisors, LLC (NY, NY 212-314-4600), member FINRA, SIPC (Equitable Financial Advisors in MI & TN).
Equitable is the brand name of the retirement and protection subsidiaries of Equitable Holdings, Inc., including Equitable Financial Life Insurance Company (Equitable Financial) (NY, NY), Equitable Financial Life Insurance Company of America (Equitable America), an AZ stock company with main administrative headquarters in Jersey City, NJ, and Equitable Distributors, LLC. The obligations of Equitable Financial and Equitable America are backed solely by their claims-paying abilities. Equitable Financial, Equitable America, Equitable Distributors and Equitable Advisors are affiliated companies and do not offer tax or legal advice.
